Current Mortgage Rates
| Loan Type | Term | Rate | APR | Points | Action |
|---|---|---|---|---|---|
| ARM 5/1 | 30 Year | 5.899% | 5.999% | 0.00 | Get Quote → |
| Jumbo | 30 Year | 6.399% | 6.499% | 0.00 | Get Quote → |
| Conventional | 30 Year | 6.149% | 6.249% | 0.00 | Get Quote → |
| Conventional | 15 Year | 5.424% | 5.524% | 0.00 | Get Quote → |
| FHA | 30 Year | 5.649% | 5.749% | 0.00 | Get Quote → |
| VA | 30 Year | 5.524% | 5.624% | 0.00 | Get Quote → |
| USDA | 30 Year | 5.599% | 5.699% | 0.00 | Get Quote → |
Last updated: December 22, 2025 at 12:00 AM • Live from Federal Reserve
Rate Information Disclaimer
Data Source: Federal Reserve Economic Data (FRED) API - Series OBMMIC30YF (30-Year) and OBMMIC15YF (15-Year). FHA, VA, USDA, ARM, and Jumbo rates are calculated based on conventional rates. Rates are updated when FRED data is available and subject to change without notice. The rates displayed are for informational purposes and may not reflect the rate available to you. Your actual rate will depend on many factors including credit score, loan amount, down payment, and property type. All loans subject to credit approval and property appraisal. Loans are arranged through third parties.
Don't Miss Your Perfect Rate
Set up rate alerts and we'll notify you when rates drop to your target level.